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25 years
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You’ll usually need to pay a deposit upfront before borrowing the rest.
A mortgage is a long-term loan that lasts for many years.
You can choose mortgage terms from 5 to 40 years.
Monthly payments depend on your loan amount, interest rate, and mortgage term.
Most lenders require at least 5–10% deposit, but higher deposits give better rates.
Rates typically range between 4%–6%, depending on market conditions.
Yes, many lenders allow overpayments which reduce total interest.
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